Not everyone wants to have bank ID, many think it is a hoax and teasing a code calculator or installing apps or similar on their mobile phone. Of course, this has been taken into account by the card companies and it is quite possible to apply for and obtain a credit card without using a bank ID.
Basically, a bank ID only uses it to sign documents online. This is if you are familiar with the technology of course the easiest way to sign documents online, but if you do not have bank ID then you have to sign the credit documents in another way. It is clear that the credit card companies will be 100% sure that they are giving out the credit card to the right person, so it is important that you can provide the documentation that you are the one you say.
You can explore your opportunities through this overview.
Why Choose Credit Cards Without bank ID?
In this overview you will find companies that have systems in place for those who do not have bank ID. Here, other ways have been added to confirm their personal information and also to sign the documents. Confirmation of personalities can be that you show two different credentials via scanned e-mail with signature or the like and to sign documents you can sometimes use online messaging, e-mail or simply normal mailing. However, there are good opportunities for those who do not have or use bank ID.
If you do not feel safe using online services for various reasons or simply do not have bank ID then you choose credit cards without bank ID. Although today’s technology is very safe and secure, many people are still unsure about using their personal financial identification against companies that run online services.
Despite the fact that the services of these companies today are at the same security level as banks and use the same encryption programs and so on, many are unsure and want to use other ways to confirm their identity and sign.
If you feel insecure then of course you should not use your bank ID but rather ask to do it in alternative ways. Especially those who are slightly older and or are unfamiliar with using data, internet and online services in this way are customers for whom this is applicable and it is good to know that this is not a problem and that credit cards are of course also available for this customer group.
Income requirements and age limit are different
All the different card companies have different requirements for income and age limit in order to have a credit card, so it is important that you familiarize yourself with the requirements of the different companies so that you do not have to send unnecessary applications. If you use the list above, you can easily see which companies are relevant to you and which are not relevant. It is free to apply for a credit card and if you apply for more you can choose the credit card that gives you the lowest effective interest rate as well as discounts and bonuses that you know will use and thus also save money while you use the card .
Many people do not realize that if you use a credit card correctly and make use of discount agreements and the like, it can be very profitable to replace the bank card with the credit card. Fuel rebates are a good example of this, often the credit card companies have negotiated very favorable fuel discounts and have a family for example two cars that are in daily use and maybe you drive a lot in addition so you can by using the credit card when you refuel save significant sums a month.
Many credit cards also have discounts on common
The merchandise such as clothing and shoes, groceries, appliances and much more. If you look thoroughly into the credit card’s agreements and plan how best to use the card, as well as pay the credit you have used on maturity, you will find in many cases that you have saved money on using the credit card and there are not many who associate with credit card use. The reason why it has become that way is great competition in the market and a desire to offer its customers the very best deals and discounts.